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Commercial Auto Insurance
Provides coverage for claims for which your business becomes legally liable arising out of your
business' use of autos. It may include protection for the damage to an auto that is titled to your business.
Buildings Coverage
Protection against physical loss or damage to your building and other structures at the building
location due to fire and other covered incidents up to the policy limit.
Business Owner's Policy (BOP)
An insurance policy that provides protection for both property (buildings, personal property,
business interruption/extra expense) and general liability coverages.
Business Personal Property Coverage
Protection against physical loss or damage to your business' equipment, stock, furniture,
fixtures, and/or improvements and betterments caused by a fire and/or other covered incident up to your
policy limit.
Fire Damage Coverage
Pays for fire damage to property of others in the building you occupy caused by your
business. It also applies to other parts of the building you occupy that may be damaged due to negligence
by you or an employee.
Property Insurance
Provides financial protection against physical loss or damage to many kinds of property that you
own that are related to your business, including your building and your equipment, tools, supplies, furniture,
fixtures, and improvements and betterments if caused by fire, windstorm, vandalism or any other covered
incident.
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